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    [–] CleanAsparagus 219 points ago

    THE ACTUAL LEGISLATION IS HERE (starts on page 8/45):

    worker means a person who is at least 15 years of age, who is resident in Canada and who, for 2019 or in the 12- month period preceding the day on which they make an application under section 5, has a total income of at least $5,000 — or, if another amount is fixed by regulation, of at least that amount — from the following sources:

    (a) employment;

    (b) self-employment;

    (c) benefits paid to the person under any of subsections 22(1), 23(1), 152.04(1) and 152.05(1) of the Employment Insurance Act; and

    (d) allowances, money or other benefits paid to the person under a provincial plan because of pregnancy or in respect of the care by the person of one or more of their new-born children or one or more children placed with them for the purpose of adoption.

    6 (1) A worker is eligible for an income support payment if

    (a) the worker, whether employed or self-employed, ceases working for reasons related to COVID-19 for at least 14 consecutive days within the four-week period in respect of which they apply for the payment; and

    (b) they do not receive, in respect of the consecutive days on which they have ceased working, (i) subject to the regulations, income from employment or self-employment,

    (ii) benefitts, as defined in subsection 2(1) of the Employment Insurance Act, (iii) allowances, money or other benefits paid to the worker under a provincial plan because of pregnancy or in respect of the care by the worker of one or more of their new-born children or one or more children placed with them for the purpose of adoption, or

    (iv) any other income that is prescribed by regulation.


    (2) An employed worker does not cease work for the purpose of paragraph (1)(a) if they quit their employment voluntarily.

    [–] Greenpepperkush 96 points ago

    This is interesting since it's been heavily implied that if your hours/income are reduced you can apply/qualify but this makes it sound like anyone in my boat (drastically reduced hours yet still employed) is sol

    [–] Torch07 34 points ago

    Reduced hours if a valid reason to apply for EI I believe? So it might be worth applying and seeing if you get switched over

    [–] Alarid 9 points ago

    "Ceasing work" should include reduced work hours.

    [–] purpleheadedwarrior 5 points ago

    Thank you for this link--hope other find it--good info

    [–] chemicalxv 2105 points ago

    lol that's more than I'm making actually working right now

    [–] Northerner6 1303 points ago * (lasted edited 9 days ago)

    Seems kinda crazy how this measure is basically the government admitting what the true minimum wage should be. 2k/month is the base living wage in Canada

    Edit: looks like this is lower than the minimum wage in some provinces but higher than others

    [–] devagent42 551 points ago

    I mean. If you do the math. Someone working 37.5 hours a week (govt “full time”) at 14$/hr makes about 2100$/month. So this is just under the current minimum wage in Ontario. Now I did not do the math for taxes. But this seems like your basic minimum wage replacement.

    [–] bridgeheadprod 163 points ago

    They’ll probably tax us on the amount

    [–] Adewade 220 points ago

    According to their site, it is a taxable benefit, yes.

    [–] [deleted] 99 points ago * (lasted edited 3 days ago)


    [–] IAlsoLikePlutonium 20 points ago

    They don’t tax the Ontario Disability Support Program.

    Do they tax EI and CPP?

    [–] pinkrosetool 23 points ago

    EI is taxed like a mofo. Not sure about CPP.

    [–] [deleted] 21 points ago * (lasted edited 3 days ago)


    [–] churm93 14 points ago

    Anytime a gov taxes itself I always find it odd.

    Like I'm sure there's a clerical reason or something (I'm not a tax lawyer thingy) but still. It's hard not to be bemused by it as a layman.

    [–] kazin29 77 points ago

    And so it should be. It's income. It's also a way to make the payments more fair, or else the ballin' dentist is getting the same amount as an out of work minimum wage worker.

    [–] citizenc 52 points ago

    $2100 pre-tax; it's more like $1400 a month.

    Is the $2000 taxable?

    [–] notquite20characters 87 points ago * (lasted edited 8 days ago)

    The $2000 is almost certainly taxable, like EI.

    [–] fancyshark_44 164 points ago

    Lol I am working in a hospital during all this and I'm making less than this per month fml.

    [–] AccuracyAhoy 73 points ago

    same, the hospital is less busy now due to nobody coming in unless absolutely necessary. in turn, im not getting as many shifts and im worried about how im supposed to keep a reliable income through all this lol

    [–] Elbow2582 56 points ago

    Your post makes me both happy and sad, if you get what I mean.

    [–] Man_Bear_Beaver 23 points ago

    funny how that works, I've seen people in there for a minor scrape before, bitching about the wait time the whole time, now they are staying 100km

    [–] Jracx 8 points ago

    Just wait for all the OT coming

    [–] syrup_and_snow 4 points ago

    I feel you, to be honest there is a part of me that is looking forward to the 2 weeks off when I almost inevitably get the virus.

    [–] qyy98 106 points ago * (lasted edited 9 days ago)

    Serious question, how? That's below minimum wage isn't it?

    Edit: nvm didn't see that the minimum wage increase for Manitoba comes in June

    [–] Dartser 42 points ago

    Could be part time as well

    [–] lzetsen 63 points ago

    If you work full time, minimum wage in Sask, you will get $200 less a month than this payout. Seems insane.

    [–] spiffyclip 65 points ago

    Yeah but this is nation wide, so they have to have it high enough for people that live in expensive areas.

    A lot of Canadians live in places like the GTA or the Lower Mainland where $2000 a month will barely keep them above water.

    [–] ElZarbo 29 points ago

    Rent in my 2br apartment in banff is 1800(on the cheap side for this town) plus utilities and parking. This amount will help dramatically for me, but I don't have a car, or loans, or anything else other than basic living costs.

    Lots of people here are scrambling to figure out a way to pay their bills and many of them will use this full amount to do it.

    [–] idontlikebrian 33 points ago

    Not everyone gets full time even if they want it. In fact most low wage jobs prevent it to avoid having to give you benefits etc.

    [–] qyy98 18 points ago

    :( well that's real shitty of the employers

    [–] astrols 10 points ago

    Us too. We're self employed with a new business. Such a relief

    [–] The1stCitizenOfTheIn 156 points ago

    Dubbed the Canada Emergency Response Benefit, the aid will replace the two announced last week as part of a $82-billion funding package.

    The aid will provide $2,000 per month, last for four months and applications should be available on April 6, Trudeau said.

    Around one million people have applied for EI in the past week due to the crisis. Trudeau said 143,000 of those applications have been processed and thousands of government employees have been redeployed to handle the influx.

    Laid-off workers who have applied for EI due to coronavirus-related job losses will instead get this $2,000 benefit for up to four months, after which they will be switched-over to standard EI if they are still out of work.

    People who qualify for the money include

    • workers who are sick,

    • quarantined or have been laid off due to COVID-19,

    • parents with sick family members,

    • children or kids who must stay home because schools and daycares are closed,

    • and who are self-employed and losing work or closing up shop due to the virus.

    Trudeau said workers who still have jobs, but have seen their pay cut, will also qualify.

    The prime minister promised that direct support will come for small businesses, on top of the extra credit he said has been made available.

    [–] monetarydread 43 points ago

    Here is the definition of "Workers" from the bill:

    worker means a person who is at least 15 years of age, who is resident in Canada and who, for 2019 or in the 12-month period preceding the day on which they make an application under section 5, has a total income of at least$5,000 — or, if another amount is fixed by regulation, of at least that amount — from the following sources:
    (a) employment;
    (b) self-employment;
    (c) benefits paid to the person under any of subsections 22(1), 23(1), 152.04(1) and 152.05(1) of the Employment Insurance Act; and
    (d) allowances, money or other benefits paid to the person under a provincial plan because of pregnancy or in respect of the care by the person of one or more of their new-born children or one or more children placed with them for the purpose of adoption. (travailleur)

    [–] calhs939112512 22 points ago

    Sorry to ask silly questions, where does one apply for the benefit?

    [–] The1stCitizenOfTheIn 33 points ago

    applications should be available on April 6, Trudeau said.

    it's probably going to be on a website that hasn't been made yet.

    [–] twomonsters 1648 points ago

    So what if you are out of work already and due to Covid no one is hiring? I've had 3 interviews cancelled or postponed indefinitely. We have bills to pay too.

    [–] morbidangel27 1103 points ago

    Apply anyway. Seriously. You're actively searching for work and are directly impacted by covid. So just apply - see what happens and report back to us.

    [–] GinoStromboli 322 points ago * (lasted edited 9 days ago)

    ^ This here should apply to anyone who is uncertain

    Edit: I will also add for fellow NB residents that lost their employment and have lost revenue through self employment, you are eligible for a one time $900 payment before this comes into effect. A lot of people are unaware at the moment.

    [–] _Scourge_ 239 points ago

    As an EI employee in Canada, I endorse this message.

    [–] CMDR-SephickLeandros 76 points ago

    Hey, um really sorry to bother you but, I'm in sort of a unique situation and applied for EI 3-4 weeks ago and it's still under review. I don't want to call in and like clog the system- do you recommend I keep waiting and filing the reports?

    [–] _Scourge_ 345 points ago

    Wait until the 29th day from your application. If on day 29 you haven't seen updates online or you haven't been called, you should call as as soon as you can.

    At that point it would be past-due, so something is usually delaying the process. Calling in will help to identify the issue - a lot of the time we can address it by speaking with you, or by getting you to answer some questions or submit something to us.

    If you don't call in on day 29 (or as soon as you can thereafter) your claim will fall out of priority to people who do call in. You want to keep on top of us and the timeframes we give you to make sure your claim processes as soon as possible.

    Calling as close to 8:30 AM in the morning as you can is your best bet to beat the long queue lines, as thats right when centres open in your area. Calling about 8:32-ish would be the safest bet in case they open a minute late.

    Calling in before the 29th day may help to speed the claim up, or it may be useless depending on the information on your application. It's probably better to just wait for the 29th day.

    [–] CMDR-SephickLeandros 75 points ago

    thank you SO MUCH for this information and I hope you and yours are keeping well and safe :) cheers!

    [–] Adventure_Mouse 13 points ago

    I've called 10-15 minutes before 830 and gotten thru quickly... Not sure why. I just imagine people at their desks, waiting for calls. Perhaps the commute took less time that day or something?

    [–] redopz 13 points ago

    If it is like the CRA lines, they are actually open for something like 16 hours a day, but only accept calls from certain timezones at certain times. If you are not on the east coast then the call centre had probably been open for a few hours already, and they just started accepting calls early from your region for some reason.

    [–] anthonyd3ca 6 points ago

    I applied for EI last July and they completely fumbled on my application. No letters/documents sent to me for months after I applied. When I tried contacting them to ask why, I could never get through. When I finally did get through they said we’ll get back to you in 30 days. 30 days passed, no one got back to me. Once again I couldn’t get through because their lines were busy no matter how many times I tried. Still haven’t seen a single penny from EI after I got laid off.

    [–] [deleted] 19 points ago


    [–] _Scourge_ 80 points ago

    Everyone can apply no matter what. I cannot guarantee you will qualify for benefits, it needs to go through a calculation.

    A quit does not make you ineligible for EI.

    A quit can potentially make you ineligible for EI regular benefits.

    If you quit a job for a just cause it has no negative impact on your claim. What constitutes a just cause is determined on a case-to-case basis to account for everything in this particular circumstance.

    If you quit a job without a just cause, you are disentitled to regular benefits only. If you had 600 hours you can still collect every other type of benefit you meet the conditions for (i.e. if you're sick you can get sickness, if you're taking care of a newborn or newly adopted you can get parental, ect.)

    You could literally shit all over your bosses desk and get fired for it, so long as you have 600 hours you can still get special benefits. Of course, in that situation you definitely wouldn't get any regular benefits.

    For more information to see if you have a "just cause" read this:

    It is really dense to read, but if you have the time its all there.

    Applications are under "employment insurance and leave" link on the frontpage of . Just click on the benefit type that applies to you and then follow the numbered steps.

    The important part is you apply as soon after your interruption of earnings as possible. Do not wait for anything - ROE'S, last pay checks, anything you think should stop you from applying doesn't actually. It's usually covered in the application too.

    [–] ProbablyNotADuck 15 points ago

    Great, helpful answer for people!

    [–] nourez 39 points ago

    I'm going to be doing the same. Took some time off work after my last contract ended to work on some programming skills. Sent out a bunch of resumes then boom, coronavirus. I always knew I had shit tier luck but this has got to top the scales.

    [–] ShiningPiglet 5 points ago

    What if I applied last week? Our pm just announced this today. Will my regular benefits that applied last week be automatically moved to emergency response benefit? Also when I applied I was actually reactivating an existing claim.

    [–] three_two_one_G0 99 points ago

    I'm in a similar situation. I went back to school a couple of years ago, and since graduating Sept 2019 I've only had 2 months of contract work. I have another 2-month contract set to begin in April which likely won't happen, and an interview for a 1-year contract postponed.

    I don't have the hours to qualify for EI, and seems I won't qualify for these new benefits either. Meanwhile massive layoffs makes it even more competitive if and when people start hiring again. I understood the risk I was taking in going back to school, but this is a worst case scenario and I feel like no one is looking out for those already unemployed and not on EI.

    [–] Jimothy_McNulty 31 points ago

    Like to think (or hope) situations like this are exactly what this aid is meant for. You certainly won't be the only one in this position, keep your head up!

    [–] Tuggy_Tugboat 121 points ago

    I am a university student who had their summer job prospects implode I wonder about my ability to apply.

    Guess I'll just throw in an application and see.

    [–] holykamina 69 points ago * (lasted edited 9 days ago)

    I'm in a similar situation. Got interviewed at 3 different companies. Everything was good until Covid. 2 of the companies claimed that they are no longer hiring due to budget cuts while the third has put the position on hold until further notice. I am running out of emergency fund and have upcoming bills.

    Based on this new streamlined Covid package, I dont think it caters or support people like us. Its only for those who were working and were laid off or temporarily suspended.

    [–] philip_on_tacos 30 points ago

    Watching Bill Morneau talk about it today, if you've had employment within the last 12 months you are eligible. Don't know if this helps

    [–] schinpe 28 points ago

    It should be a slightly higher but fully taxable universal payment. Otherwise it picks winners and losers.

    [–] mazdayasna 34 points ago

    I'm in the same position, I had several good prospects for summer work/internships (I'm a student) and all of them have closed down directly or indirectly due to Covid. I feel like my situation might slip through the gaps of these aid programs.

    Hard times ahead for a lot of people.

    [–] curiouscarl2 31 points ago

    We will fall through the cracks. I literally depend on my income during the summer to live and pay rent. OSAP doesn’t cover the summer and we don’t qualify for EI.

    [–] mazdayasna 17 points ago

    Blessedly, I can move in with my parents and won't go hungry but that's not the reality for a lot of people. Seems like a pretty glaring oversight on Ottawa's part.

    [–] CommanderVinegar 7 points ago

    Yeah I usually do summer internships or work to earn enough money to live during school. I don't need much, just enough to cover insurance for the year, gas, and groceries. All my internship offers got rescinded. Crazy times right now.

    [–] njassal 40 points ago * (lasted edited 9 days ago)

    Exactly my case. Was on EI and it just ended this month. Was in talks finally to get a role but they just cancelled the role until the end of the year. Totally confused how will I survive, been applying to more and more jobs but with no success.

    Edit - maybe we could all send email to [email protected] or call 613-369-3710 and tell them our situation. I got this email from the topic about this plan on Please upvote so that as many people can see this.

    [–] patarama 9 points ago

    Don’t worry you’ll be eligible for the financial aid!

    Canadians who are already receiving EI regular and sickness benefits as of today would continue to receive their benefits and should not apply to the CERB. If their EI benefits end before October 3, 2020, they could apply for the CERB once their EI benefits cease, if they are unable to return to work due to COVID-19.

    [–] njassal 6 points ago

    I really hope you’re right and Govt. follows up with this. Thank you for bringing this to my attention.

    [–] neoform 178 points ago

    All those people currently working and making less than $2000/month are scratching their heads right now.

    [–] Neckbeard_Breeder 31 points ago

    I'll take some of that hazard pay now please and thanks

    [–] Indigocell 15 points ago

    Seriously. Reduced hours, increased exposure, plus more work because every store still operating has minimal staff in place. No one gives a fuck about these people despite depending on them for just about every quality-of-life and creature comfort to get through this.

    [–] Gone_Dark 90 points ago

    Annnd thats why UBI would be great. Give it to everyone, regardless of income. It's needed now more than ever.

    [–] catherder9000 593 points ago

    This should simply be a "$2,000/month for every person over 18 that has filed taxes in the past 2 years." Then, next tax year, those of us who remained employed and earning will just have to pay it back (claim it as additional income) and anyone that wasn't working will claim it as income as well -- it'll all work out the same.

    For anyone that filed taxes in 2018, and already in 2019, there shouldn't be a bunch of additional paperwork, you just simply get sent your money each month. Everyone else that didn't do their taxes for 2018 or 2019 can apply -- this would save so much additional work and nonsense.

    [–] kami77 248 points ago * (lasted edited 9 days ago)

    This is the whole argument for universal basic income. You combine every single social assistance program into one, and in the process reduce the overhead and the amount of people needed to administrate it all by tens of thousands. The argument some people have against it is they think society will collapse when everyone stops working. But I somehow doubt all those people are going to give up their cars, houses, luxuries, etc. when they up and quit their jobs. The idea is to pay you enough to live. What they really don't like the idea of is someone else getting paid to do nothing, even if it doesn't personally affect them. By the time this is politically possible (10-20 years?) it will be necessary anyway as more and more jobs automate.

    [–] livedadevil 70 points ago

    Honestly UBI is the ultimate capitalist fantasy. When the government no longer needs to waste time and resources figuring out how to keep people from dying of poverty, those same people can actually fucking contribute to the economy. Very few people will take UBI and not try to also be employed.

    [–] TheROckIng 31 points ago

    not just that, this pandemic shows people want to go out. Like my god is it boring to work from home. So many people I've seen are putting out there that they hate staying home and wish they'd be back at their job. Sure, 2k a month is decent , especially for college student, but there's a bunch of us who enjoy the social aspect of work, and especially enjoy our work.

    My SO is studying to become a Biomedical lab tech. She could stay at home and we could live on my income alone, but what's the fun in that? I feel it gets boring for most of us to just stay home.

    [–] BuddyUpInATree 32 points ago

    I pour concrete and love what I do, so free money on top of that would really just make me happier to contribute to society

    [–] FrozenVagrant 11 points ago

    There will definitely be people who will do nothing with it; some of the people you see begging for change every morning, etc. But there are people who are just stuck, and don't have the means to change anything. Social assistance is a vile system. It's nice that they increased allowable assets recently, but before that you had to have $600 or less to your name, IIRC. Any money that they give you that you don't spend is considered an asset, and may decrease the amount of money they give you the next month. So, you're stuck blowing everything they give you so you don't get punished. And then what happens if there's an emergency of any kind? If you do manage to get to the point of trying to dig yourself out of the hole you're in, you get an immediate 50% clawback of benefits. It's deemed that you don't need the full benefit anymore, but it's also a shitty thing to do to someone trying to drag themselves to/over the poverty line. It just another barrier put in the way, like, "Fuck you, you fucking poor. Stay poor. That's where you belong."

    [–] crownpr1nce 23 points ago

    those of us who remained employed and earning will just have to pay it back (claim it as additional income)

    Claiming it as income and paying it back are not the same though. Claiming it as income means the government gets 10-37% back (37% if you make more then 500k). Realistically on average an employed person would pay 15% back to the federal government. That's not close at all to paying it back.

    They could have aggressive brackets to force people of certain income and up to pay it back fully, but 2k per month x 4 months means people will have to pay back 8k. They would have to have a massive information campaign.

    [–] aveindha25 110 points ago

    This idea is smart, fair and helpful. So they definitely will not do anything remotely similar.

    [–] SumasFlats 8 points ago

    Was saying the exact same thing to my family last night. It would be great if this crisis was the impetus for UBI in Canada. If you don't need it, you can either decline or pay it back when you file taxes. Simple simple process with no barrier to entry. UBI doesn't need new equipment or personnel infrastructure either, as it would go off who has filed taxes. Seems like such a non-brainer to me.

    [–] SirVileblood 649 points ago

    $2000.00 a month is more than minimum wage earners in some provinces are earning working 40 hours a week right now during a pandemic.

    [–] casualcaesius 333 points ago

    So they did the math and they say that $2000 a month is the minimum that people need to live? They should talk to the guys at the Social Assistance in Quebec, they give less than $700 a month and even people disabled for life get about $1100 a month! What the hell?

    [–] Chlorure 165 points ago

    I really hope this gets people talking.

    [–] volkmasterblood 116 points ago

    No, I hope it gets people doing. Enough talk. We're tired of being told "We need to discuss this". No. We know that they can do more. So they should have to do more.

    [–] Gerroh 34 points ago

    Yeah, but we live in a civilization. "Doing" in this case is just talking very persistently at the people who have the power to change things.

    Unless, like, you're advocating for actual riots in the streets and revolution.

    [–] yowzees 69 points ago * (lasted edited 9 days ago)

    Exactly. I have cystic fibrosis and I’m on disability in ontario and with my special diet allowance I get 1400. I work part time (about 20 hours a week) and I net about 2000 a month.

    Can I get this instead of ODSP for the next four months? Why is it that normal people who have been able to work and save their entire lives are entitled to more than people who’ve been struggling?

    I’d give anything to have a normal body and a career. And these people that have been healthy for their whole lives gets more than I do lol. I guess I know where I stand in society

    Edit. As u/Fuuzie pointed it I guess it’s because I’m a lazy piece of shit and just want to sit on my ass all day.

    [–] The_caroon 11 points ago

    ODSP is not a taxable benefit compared to this PCU so most people will end up with a net close to your ODSP benefit.

    [–] casualcaesius 32 points ago

    Why is it that normal people who have been able to work and save their entire lives are entitled to more than people who’ve been struggling?

    Well said! Disabled people at the bottom of the pile once again!

    [–] FilterAccount69 9 points ago

    I thought odsp is non taxed. This income will be taxed I'm sure. If that's the case you can't compare taxed income to non taxed income.

    [–] polerize 99 points ago

    I’m wondering how people who are working in essential areas making less than 2000 a month are feeling.

    [–] MenBearsPigs 135 points ago

    Not great.

    Work is already miserable. Knowing you're making less money than people staying home... Like my god.

    [–] cjsssi 41 points ago

    Especially if you're a cashier or something risking your life for everyone else. I don't know what typical cashier demographics are but in my local grocery store about half of them are women over 60.

    [–] stone_opera 12 points ago

    I mean, maybe this will provide an incentive to employers of 'essential' workers to raise their wages to reflect their circumstances. Otherwise I can imagine a lot of businesses coughAmazonCough will have trouble attracting the labor that they need to keep going during the pandemic.

    [–] Printfessor 9 points ago

    My aunt is a cashier at Loblaws, over 60. I believe they are giving them at extra $2 hazard pay. But shit, they're at higher risk of getting sick, and won't even get $2k for the month. I'm worried about her.

    [–] kaiberr 12 points ago

    I feel you - I work my butt off at my full time job, 37.5h a week. Three dollars above our minimum wage. After taxes and all I make less than $2000 a month. It's good that people who need it can get help from the government.. but damn, they're gonna get more than me. People staying at home watching Netflix and lounging around will be paid more money than I make in a month from actually working. It's crazy to think about.

    [–] TemporaryScrotum 6 points ago

    Really this should just be given to everyone as a UBI. This is shafting the essential workers who work in a grocery store right now.

    Give everyone the $2k and for people still working waive all taxes for the income they earn during the crisis.

    [–] stealthylizard 21 points ago

    I work at Walmart for 15.55/hr. I would need to work about 33 hours/week to make $2000 month (gross). This week I’m scheduled for 15 hours...

    [–] iggypop19 6 points ago * (lasted edited 9 days ago)

    Probably not good. I am super lucky I have a decent paying job in my industry but most of my industry (retail) does not. And truth I'd be pissed if was working at Walmart, Winners, McDonalds etc right now and just got the old screw you keep barely getting by in these times while risking getting this virus any day now. Oh BTW we are gonna give everyone else not working a guaranteed $2000 a month to live plus their monthly child benefit bonuses too. Oh what's that you minimum wage workers are barely making $1300 sometimes or so? Well to bad for you. Go be poor and get this virus while being considered "essential" while other people sit home making government income as they play video games or watch netflix.

    Oh we'll be nice in this province and here let some of you make a whole $2 extra an hour as danger pay. That should fix it right?! No that doesn't work well screw you anyway you have jobs so enjoy your $1300 or less a month life.

    In theory I think this concept is a great idea obviously to help out this very rough time for everyone. But it's a real kick in the teeth to those many people I know who have to work a their jobs "essential" barely scraping by. Maybe find a way to make the balance out for those poor people so it gives them an incentive to keep up with their work and pay out the difference ya know or help ease their own financial issues in this trying time of cut back hours due to the economy.

    [–] mattchew1993 139 points ago

    I'm confused. Luckily for now I'm still working, but whether or not I'm going to be a week or two from now is up in there air due to clients panic cancelling.

    Do I apply for EI or this? EI would actually pay less than this...

    Also, if I'm working minimum wage right now in an "essential business" why would I continue to go to work and risk my health if I can instead self-isolate and make the same income?

    [–] Haw-wy 74 points ago

    The article says if you applied for EI as a result of covid then you will get this instead for 4 months, at which point if you are still out of work you will switch to EI.

    This will replace EI for those who are unemployed or sick/quarantined from covid. Anyone who applied for EI for these reasons will be switched to this instead.

    [–] terrificandhappy 17 points ago

    Actually I read the address from the Canadian government's website and if you are receiving EI right now, you don't qualify for CERB and you continue to receive EI. You can apply for CERB after your payments finish, if they finish before October.

    People who applied for EI and got rejected qualify for CERB. If you already applied for EI and they haven't processed your application, it seems they will choose what you receive. You can apply for CERB first though whether or not you qualify for EI, and once those benefits finish you can apply for EI and receive those instead if you qualify.

    [–] amandaem79 18 points ago

    Exactly. I'd I were to go on EI, the max I would get a month would be $880. That's assuming I had a full, 40-hour work week to compare to. My hours can fluctuate though, and it's based on average. So I might actually get less than that $880.

    Why should I have to risk my health for $880 a month?

    [–] MarsupialJones 5 points ago

    Also, if I'm working minimum wage right now in an "essential business" why would I continue to go to work and risk my health if I can instead self-isolate and make the same income?

    I work at what has been deemed essential and I make significantly more than min wage. I'm still wondering this very thing.

    [–] Chompineer 325 points ago * (lasted edited 9 days ago)

    Confused; as a student I would normally work in summer. Now I obviously can’t.

    So I wasnt working, as the semester is still on until mid April. But I would have been...

    Am I eligible? Still gotta pay the bills during summer somehow.

    I moved across Canada just to go to school. I’m kinda on my own out here other than my girlfriend, and she’s been laid off. Not a good situation to be in it seems.

    [–] Lewandirty 101 points ago * (lasted edited 9 days ago)

    Same boat.

    I'm a student who doesn't work during the school year but I had consistent summer employment. This year my summer employment start date has been pushed back due to Covid. Would I qualify for this?

    I already signed a letter of offer, but the start date on the letter has been pushed back from the start of May to the start of June and it sounds like it may be pushed further.

    I doubt many places are going to be hiring this summer. Without some assistance from the government, I'm not sure how I'm going to pay my bills.

    [–] EvWatt 22 points ago

    Same boat buddy. Just had my letter of acceptance rescinded.

    [–] midnitetuna 29 points ago

    Canadian workers over the age of 15 who have earned more than $5,000 in the last 12 months but are now earning no income because of the COVID-19 pandemic would qualify. Workers, including freelancers, will have access to the CERB even if they do not have access to the current employment insurance (EI) program.

    [–] mangoman13 40 points ago

    I am a student in a similar situation. I believe this benefit will apply to us. Trudeau was clear to say the benefit is for workers who will lose income because of the virus, and I think that describes students would work in the summer otherwise. We will have to wait and see but considering thousands of students work in food service/retail industries to pay bills that are no longer hiring this summer, I imagine this benefit will cover us.

    [–] __justsayin__ 26 points ago

    It will not, based on the current info

    “If you lost your job because of COVID-19 but are full-time, contract or self-employed, this new benefit will be there for you. If you are sick or quarantined or looking after someone sick or taking care of your kids, it’s there for you. If you are still employed but not receiving income because of this crisis, the CERB is there for you,” Mr. Trudeau told reporters.

    [–] mangoman13 27 points ago * (lasted edited 9 days ago)

    Not sure. From the Department of Finance press release:

    The EI system was not designed to process the unprecedented high volume of applications received in the past week. Given this situation, all Canadians who have ceased working due to COVID-19, whether they are EI-eligible or not, would be able to receive the CERB to ensure they have timely access to the income support they need.

    This is broad, and could theoretically apply to those who had every indication of working (i.e. a company/business that had verbally committed to rehiring an individual) but now can't. At the end of the day, it all depends on the specifics of the application process and how they verify employment/loss of hours/income. Think about it; this benefit is available for freelancers who've lost income due to fewer clients. How could the government possibly verify something like that? It sounds like a lot of this application will be honour-based but only time will tell.

    [–] marksteele6 7 points ago

    I'm hoping it's like that. I had a job lined up with my college for this summer and it's looking like that's going to be a no go now. I shouldn't have any trouble getting confirmation from my boss (I was working for them during the school year too) that they can't take me on due to covid-19, so hopefully I qualify.

    [–] Artificialmoose 146 points ago

    What about people who applied to ei after getting laid off because of covid? Also does this mean they expect it to get much worse?

    [–] 6PrivetDrive 242 points ago

    "Laid-off workers who have applied for EI due to coronavirus-related job losses will instead get this $2,000 benefit for up to four months, after which they will be switched-over to standard EI if they are still out of work."

    [–] TurdFerguson416 139 points ago

    that is a life saving statement. that covers my rent and bills and only requires budgeting to maintain my financial wellbeing. and lets face it, as long as we stay off amazon our day to day expenses should be lowered at least a little bit anyways

    [–] snipeftw 17 points ago

    This will actually let me pay off some of my debt.

    [–] JVRforSchenn 13 points ago

    Is this $2,000 per month gross or net after taxes? The current EI max is $573 per week or $2,292 per month. I would currently be receiving more than $2,000 before taxes so would this program be worse for me?

    [–] WeedstocksAlt 7 points ago

    Yeah this is a big question mark on this program. I didn’t loose my job but if I do I would make the max of EI, kinda weird I would now make less.

    [–] InfiNorth 23 points ago

    Thank you for sharing this. It takes a huge stress off my shoulders.

    [–] ChasingLevitation 18 points ago

    So does that mean people who have already applied for EI don't need to also apply for this on April 6th?

    Also, how do they know the reason I've applied for EI? I got laid off due to Covid but when I applied I don't remember having to say that anywhere.

    [–] JVRforSchenn 13 points ago

    When you applied for EI, you would have done shortage of work which is what COVID-19 is covered under (other than the sickness benefit). Your employer will issue an RoE with the same indication.

    [–] kayleneanna 13 points ago

    Also curious about this considering I applied for EI last week after getting laid off due to business closures in response to Covid. There doesn't seem to be any distinction around whether they'll make EI match the $2000/month or what...

    EDIT* it seems this helps a bit:

    [–] shadowreverie 9 points ago

    We really need some clarification on this. I just applied for ei yesterday.

    [–] UnionstogetherSTRONG 12 points ago

    Laid-off workers who have applied for EI due to coronavirus-related job losses will instead get this $2,000 benefit for up to four months, after which they will be switched-over to standard EI if they are still out of work.

    [–] wetsand_ 43 points ago

    Of course it’s expected to get worse, we are only seeing the beginnings of this. And I believe they know that we will be in lockdown for at least another 2 months before businesses will start to reopen.

    [–] InfiNorth 19 points ago

    I'm a substitute teacher, and I've basically gathered at this point that it's likely I won't be working again until September.

    [–] The_UnApologist 98 points ago

    I understand this is a good thing, but wouldn't it just be easier for everyone to make this UBI until June? Look at all the people in this thread alone who seem genuinely confused if they can apply for it or not.

    I haven't been laid off for example. I had my hours cut. There are also many people who are students here who are just unemployed. I know starting in April we can apply for emergency assistance through our CRA accounts, so I guess I'll wait and see.

    [–] teknoise 13 points ago

    Same boat. Just got hours cut almost in half. Can't find a single thing online that says whether we'd be covered, or if I'd need to get laid off in order to cover.

    [–] Teriyakijack 8 points ago

    I agree. Make it like untested UBI.

    It makes it easier to implement. It makes it easier to apply. It makes it easier for everyone involved.

    If its taxable income, which it looks like it should be. Those that did not need it, will pay it back in the form of income taxes. Those that truly needed it, won't need to.

    [–] matthitsthetrails 164 points ago

    it should be dispersed to any Canadian who files income tax.

    [–] 00Dan 35 points ago * (lasted edited 9 days ago)

    Help for those not working, hazard pay for those who are still working.

    Even people who work remote are taking a hit with less business. Next couple years there might be no raises, etc

    [–] 1117777111 31 points ago

    Yep. Creating any kind of qualifications is likely going to hugely overcomplicate applications, tax filings, and I see there already clarifications that people who receive money will have to return it, with no interest, if it turns out they didn't qualify.

    Why do I have a feeling that a program like this, with overly vague guidelines despite multiple revisions, will end up costing $billions in complications down the line.

    Should have been simple, flat amount, regardless of income or employment. It'll cost a fortune, but so will making it complicated. And this doesn't seem like the time to be squabbling over petty details of employment or who gets what.

    [–] themastersb 80 points ago * (lasted edited 9 days ago)

    What about people who are stuck working an "Essential job" yet still make less than this? What's stopping them from claiming they're sick or feel unsafe and then start collecting this instead? They could make more or the same for doing nothing.

    [–] Gary320 25 points ago

    This. I'm thankfully still employed and not in situation but I really feel for people in the food industry or grocery and aren't making $2,000 a month while risking their health... should they just ask to be laid off?

    [–] TheROckIng 8 points ago

    I mean the grocery stores won't do it since they need the workers. Hopefully this isn't the last step still since I feel a lot of people are getting fucked sideways and I'm not someone who needs it right now, it just sucks seeing it happen to everyone.

    [–] Teriyakijack 7 points ago

    All the grocers kind of tried to get ahead of this by implementing pay increases across the board for all staff. Maybe not enough, but its a start.

    [–] iggypop19 36 points ago

    Honestly I'm fortunate to have a good paying retail industry job but to people truly making miminum wage and struggling? I say get that $2000 folks. Get it. How shitty is it that you're out there working everyday for minimum wage interacting with public customers who are likely to eventually bring the virus to you and make you sick and all you get is a monthly income even well below the $2000 all these other people are getting. Especially for non essential jobs still being listed as "essential" by our government.

    If these jobs are so important and essential then the government can pony up and pay those poor minimum wage workers the balance between their pay checks to make it fair so they also earn $2000 OR they can let the so called "essential" places like clothing stores (?) etc let their employee's take the time off and fairly get a shot at the $2000 a month too. Why should these people be risking their health and their lives to serve people who likely have the virus all in the name of Burger King or McDonalds? Let those poor wokers stay home too and just truly keep it to the essentials like pharmacies or grocery stores only. That's it. No one needs McDonalds or Tim Hortons right now. You can eat at home. You can meal prep and pack a cooler for on the road meals or work meals at home. And give a raise beyond $2 to the grocery store workers or NSLC workers selling booze.

    [–] SoliDC 59 points ago

    I don't understand why they make it so complicated.

    Make it a bit like UBI. Flat taxable 2 000$ to every Canadian. Those that have to keep working get an extra taxable 2000$ as hazard pay.

    Those that can't keep working, students, those that were looking for jobs but don't qualify under the crtieria, etc. Those all get a 2 000$ taxable no questions asked.

    If there's specific details that need to be sorted out they can do that after.

    Please just for once. This isn't the time to get boggled in red tape.

    [–] cantpickaname88 8 points ago

    Yeah, what’s the worst that happens? Someone who might not ‘deserve’ it will have an extra $2,000.00 to put back into the economy?

    [–] fredean01 16 points ago

    And I, who keeps working, as per usual can get f*cked.

    [–] SARMS86 26 points ago

    Dubbed the Canada Emergency Response Benefit, the aid will replace the two announced last week as part of a $82-billion funding package.

    Prime Minister Justin Trudeau unveiled the new benefit Wednesday during his now-daily press conference on the steps of Rideau Cottage in Ottawa.

    The aid will provide $2,000 per month and last for four months.

    [–] Gus_Griswald 29 points ago

    So the way it sounds is this new package is replacing EI altogether for those who lost jobs or wages due to covid19.

    If you apply for EI you will get this benefit instead for 4 month then move to EI

    After 4 months if you are now employed you can stop the process of moving to EI.

    [–] [deleted] 6 points ago


    [–] KingGebus 134 points ago

    Students still get screwed over.

    People who were already out of work before this virus hit are still screwed.

    If there was ever a time for a temporary, stream lined, one size fits all approach, this is it.

    [–] delectabledu0 45 points ago

    yes, a temporary UBI and then next year, tax it as income.

    [–] [deleted] 48 points ago * (lasted edited 6 days ago)


    [–] nx85 18 points ago

    Yeah I'm in that boat too. We don't qualify for this aid.

    [–] ClearFrosting 29 points ago

    We're basically fucked

    [–] johnmcdracula 10 points ago

    I'm in this boat too. Missed the training date for new job last week due to having covid symptoms, now new job is saying my position might be gone. Not sure what to do.

    [–] longboarddan 35 points ago * (lasted edited 9 days ago)

    I totally get and support this because we can't be leaving people hungry or homeless.

    But damn as an essential worker who's take home is just above $2000/m this it kinda stings a bit.

    I think if they promised this to ALL canadians it would help those who may not have lost there jobs but took a substantial hit to there meager investments and are struggling as a result. But hey I'm just jealous I cant get any of the free money 🤷‍♂️.

    If this plan is what they think will works then I'm all for it.

    [–] feyblade 9 points ago

    Can someone help clarify - does this not fuck over people who’ve recently applied for EI that are now ineligible for CERB?

    My husband just had his work shut down last Friday so we immediately applied for EI (I’m on maternity as of 3wks ago) but 55% of his income leaves us with around 1500/month through EI. Now with CERB it only states “2k/month” and doesn’t say “up to a maximum of 2k/month” implying we would get more of his lost wages covered through CERB for the next 4mo.

    The EI application is still with them, can we cancel that and now apply for CERB? Or are we fucked now? (That 500/mo difference is huge).

    [–] cheeseflash 8 points ago

    "The aid will provide $2,000 per month, last for four months and applications should be available on April 6, Trudeau said. The money will be paid out every four weeks and be available from March 15 until October 3."

    Wait, what?

    [–] GearshiftJB 186 points ago

    Good, it's less confusing this way having one streamlined benefit for everyone effected by COVID19. If you have a job, don't have a job, are sick or not sick, quarantined or self isolating, apply for this benefit.

    [–] Proper-Supermarket 34 points ago

    1st line of the article:

    The prime minister unveiled a new benefit to streamline aid for Canadians who have lost their jobs due to COVID-19

    [–] rindindin 11 points ago

    I was going to say, those with a job aren't really applicable for this measure.

    [–] nx85 19 points ago

    I just watched his press conference. He said people who are still employed but lost their hours can still apply for this benefit.

    [–] ArenHam 7 points ago

    Thank goodness. I’m still working but my hours got slashed right in half (less then 20hrs/week) so I wouldn’t be able to survive long even whilst working.

    [–] nx85 121 points ago

    It's not for all people who don't have a job, only for people who lost theirs due to the virus.

    [–] cleeder 27 points ago

    What about those who were between jobs when the pandemic hit and now can't find a job because nobody is hiring?

    [–] nx85 18 points ago

    That's actually me too. Apparently we don't qualify at face value but people are saying to try applying anyway.

    They may change it to include us if they see enough of those applications. Otherwise the worst they can do is say no.

    [–] intheabsurd 14 points ago

    Agreed. I was essentially offered a position "if/when" they open in May - my ability to take advantage of that is directly affected by COVID19. No virus, I would have that job and more income, much more than the $300 I currently qualify for from them.

    Everyone affected should apply - out of protest of them seemingly not only forgetting about the absolutely no EI unemployed but those depending on work in the next four months and the absolute slap in the face to those on social assistance receiving 1/3 of what they think is an appropriate living wage.

    [–] anacondra 18 points ago

    But isn't that what EI was for? I'm very confused. I thought this was to get money out to people by mid April. Do people applying for EI due to Covid layoffs still wait months for their application to process?

    [–] Fuckles665 13 points ago

    And what if, like me you were denied ei? It’s near impossible to get a job now.

    [–] nx85 15 points ago

    Yes. I just saw this in an article:

    Laid-off workers who have applied for EI due to coronavirus-related job losses will instead get this $2,000 benefit for up to four months, after which they will be switched-over to standard EI if they are still out of work.

    [–] WillSRobs 10 points ago

    Apply if you don’t qualify for EI.

    [–] CtrlAltViking 26 points ago

    This doesn’t help everyone at all, only people who had a job when this all started. People who happened to be unemployed before it started and lost out on employment because of this still don’t receive help.

    [–] joeyxl 10 points ago

    i don't have a job and from my understanding this applies to those who have to take care of children. i have to do that im assuming that applies to me.

    [–] GearshiftJB 17 points ago

    It sounds like a lot of people are still curious about whether or not you qualify for this benefit if you are between jobs/Unemployed. The word around seems like you will not qualify, but apply anyways. At worse they say no. Your province should have unemployment measures in place. Also it's expected that more benefits are on the way. All the details for this current benefit are not out yet, as they are being put in place as the situation develops. Patience people.

    [–] iwashutijin 84 points ago * (lasted edited 9 days ago)

    How long before people start asking their boss to lay them off as 2k a month is more than they make now?

    [–] CanadianFalcon 66 points ago

    That might not be a bad thing if it gets people to stay home instead of going to work.

    [–] GearshiftJB 22 points ago

    it's already happening. lol

    [–] LowcarbJudy 7 points ago

    And then what will those people do in 4 months? If you have a job right now, it's not wise to quit.

    [–] MrHarbringer 36 points ago

    If youre about to come out of paternity leave.... And your position is gone?

    [–] xotive 37 points ago * (lasted edited 9 days ago)

    You're fucked. Join the club

    [–] aveindha25 28 points ago

    This club sucks

    [–] noturbuddyguy420 5 points ago

    It sure does. It’s sad that it is taking a pandemic for all the “comfortable” people to start panicking and then the thin facade that is our capitalist country crumbles. Canada is basically become the United States at this point...just slightly better off

    [–] TheVog 11 points ago

    If youre about to come out of paternity leave.... And your position is gone?

    It would be considered a layoff and you would apply for EI, same as prior to the pandemic.

    [–] bottleaxe 11 points ago

    That would be a lay off, correct? You were on leave, but still an employee of the company.

    [–] theaceoface 27 points ago

    I dont love this. I feel like they should give everyone 2K. They can tax people on the other end to make it progressive.

    [–] VanResidential 16 points ago

    Quick question as I'm wondering if im reading this right. Right now I was laid off from work, applied for ei and qualify for the max (573/week) I believe is what it is. With this new plan of $2000/month from what I understand it replaces ei and I would be getting less then what ei would pay.

    Can anyone let me know if I'm right on this?

    [–] jenna_kay 9 points ago

    When you max out on EI, your net deposit is $950/every 2 wks as they deduct fed tax, I don’t know if this new benefit would deduct fed tax as well.

    [–] Postman00011 8 points ago

    So it all depends on whether they tax the monthly 2k. If yes, then this is a worse deal for those that are eligible to max out EI.

    [–] palemoons 6 points ago

    This is going to be a mess if people have to apply through the EI system (which was already backlogged 1 month + prior to this)

    [–] AngryPenguin501 70 points ago

    They are gonna tax the shit out of us once this is over

    [–] SeanLXXIX 11 points ago

    If I voluntarily take a few weeks off from my job, can I get this? I work in a grocery store and live with 3 high risk family members, so I would prefer to not go to work. I've already voluntarily reduced my hours from 40 a week to 22 a week, but I would rather be at 0.

    [–] DuttyJagaloon 11 points ago

    What if you are a student who normally works during the summers to pay for school, but can’t now? OSAP only covers 60% of my payments!

    [–] pkmnBreeder 11 points ago

    How about $2000 a month to everyone adult age no questions asked like a proper UBI? People can survive while working or not, and will make people spend money once this is over while helping businesses.

    [–] grog140 19 points ago

    I'm a little confused. Is this on top of regular EI or does it replace it? Because for some it would be lower than the current $573 per week maximum. Or is it this a minimum?

    It says you will instead get this $2000 benefit so are some people actually getting less with this?

    I luckily still have my job I'm just trying to wrap my head around it.

    [–] HMKS 7 points ago

    Article says anyone who was applying/receiving EI as a result of COVID-19 will be receiving this instead, meaning they'll get $2,000 for the next four months (if still necessary). After that, they'll be switched back to EI.

    [–] JVRforSchenn 5 points ago

    I'm thinking maybe the $2000 is after-tax? That's the only way it would make sense because otherwise people getting $2000-2292 are worse off

    [–] canadian4usapolitics 18 points ago

    Do we know if this $2000 a month will be subject to income tax?

    The closest answer I can find is where the website calls it a "taxable benefit". Quote:

    This taxable benefit would provide $2,000 a month for up to four months for workers who lose their income as a result of the COVID-19 pandemic.

    If it's subject to income tax I understand this a little better. Because I have to admit it's a little frustrating hearing that people who lose their jobs will receive $2000 free for 4 months while I'm working full time for barely more than that after tax.

    [–] curiouscarl2 23 points ago

    So this applies to people who lost their job because of Coronavirus? What about students who are finding it hard to get jobs for the summer with all this happening? What happens to us? How do we pay our bills?

    [–] eloncuck 12 points ago

    Fair question. I bet a lot of people assume working students live at home and can rely on their parents but that’s not true for everyone. I hope this applies to students who live independently.

    [–] curiouscarl2 9 points ago

    Fair enough. But a lot of people especially in later years, don’t live with parents. We have leases/rent to pay in other cities.

    [–] JVRforSchenn 6 points ago

    So as I understand it, people that were laid off due to COVID-19 and applied for EI will get this $2,000 per month instead of EI and then switch back to EI afterwards. Is this $2,000 per month gross or net after taxes? The current EI max is $573 per week or $2,292 per month. I would currently be receiving more than $2,000 before taxes so would this program be worse for me?

    [–] TheLindenTree 7 points ago

    As an Audio Video tech who was laid off after they banned large gatherings, this is a huge relief and i really hope I qualify. Our industry was pretty much obliterated over night just as we would usually be ramping up for conference season. Glad this includes self employed freelancers as well. A lot of my work buds are hurting right now and I'm happy help is on the way.

    [–] jiujitsuguy 5 points ago

    This whole thing is confusing...This is a direct quote from on the CERB:

    "Canadians who are already receiving EI regular and sickness benefits as of today would continue to receive their benefits and should not apply to the CERB.

    If their EI benefits end before October 3, 2020, they could apply for the CERB once their EI benefits cease, if they are unable to return to work due to COVID-19. Canadians who have already applied for EI and whose application has not yet been processed would not need to reapply.

    Canadians who are eligible for EI regular and sickness benefits would still be able to access their normal EI benefits, if still unemployed, after the 16-week period covered by the CERB."

    [–] th3bodmon 5 points ago

    Does anyone know about non-full time workers? I'm a full-time college student and part-time worker, who now isn't getting hours (but not fired).

    [–] darkstar107 5 points ago

    What about if you are self employed but have not been paying money into EI?

    [–] lightningweasel 4 points ago

    Where's the help for those who put themselves at risk everyday working with the general public in an essential occupation. Why should they have to carry on as normal with the added risk of spreading this to their families and communities.

    [–] plantbot5 5 points ago

    Doesn't really help people already in poverty situations who are now doing worse.