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    ghlong

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    [–] How to order my finances/invest with my current situation ghlong 1 points ago in DaveRamsey

    Yeah, we should be able to get a little scholarship for it for me being in though

    [–] How to order my finances/invest with my current situation ghlong 1 points ago in DaveRamsey

    For school we should be able to pay for it as we go but there is potential a small loan would be needed

    [–] How to order my finances/invest with my current situation ghlong 1 points ago in DaveRamsey

    Nah her earning potential is much higher than she would make in the military. Plus for kids I would prefer one of us stay on the civilian side

    [–] How to order my finances/invest with my current situation ghlong 0 points ago in DaveRamsey

    Hey I am great dead reckoning on a night land nav course ;)

    [–] How to order my finances/invest with my current situation ghlong 0 points ago in DaveRamsey

    What if there is an emergency and I have zero capital to pay for it?

    [–] How to order my finances/invest with my current situation ghlong 1 points ago in DaveRamsey

    So it is recommended not to invest $40,000 in something that increases our earnings by over $50,000 a year? That just does not make much sense to me

    [–] How to order my finances/invest with my current situation ghlong 0 points ago in DaveRamsey

    I make $54k a year, but only $38k of it is taxable. Starting in September I will be making $61k a year with $44k being taxable. My monthly pay after investing in my IRA is $3,200. I currently spend about $1,800 of it a month. I use the remaining $1,400 to build the emergency fund and then the plan is to quickly pay off the loan with it

    [–] How to order my finances/invest with my current situation ghlong 1 points ago in personalfinance

    The retirement is primarily maxing out my Roth IRA each year as the Army matches a percentage of it. At my current rate I am putting into it my emergency account will hit the $10,000 in 3 months even with putting towards retirement. We will be married in 1 year, so we will be married before she begins. She is going to work for a year before starting (she got a degree in finance) so that will all go towards saving for PA. We believe we will be able to get a much lower rate than 2.99% for her for PA school. With that being said is it still better just to pay the minimum on the other loan or is there an account that would be better to stockpile money in that would be more advantageous in the long run than paying it off quickly?

    [–] How to order my finances/invest with my current situation ghlong 1 points ago in personalfinance

    I make $54k a year, but only $38k of it is taxable. Starting in September I will be making $61k a year with $44k being taxable. My monthly pay after investing in my IRA is $3,200. I currently spend about $1,800 of it a month

    [–] 23, just starting my career ghlong 0 points ago in financialindependence

    Im sure a guy with 69 in his name has a wife like that

    [–] 23, just starting my career ghlong 0 points ago in financialindependence

    Lets compare age and spouses

    [–] 23, just starting my career ghlong 0 points ago in financialindependence

    I have 22k more karma than you

    [–] 23, just starting my career ghlong 2 points ago in financialindependence

    Thank you for being the only one on this site to be rational about this

    [–] 23, just starting my career ghlong 0 points ago in financialindependence

    I sound like someone that looks at the full picture and not destroying a family for a few bucks

    [–] 23, just starting my career ghlong -4 points ago in financialindependence

    Yes but I didn't realize this place put saving a few bucks over family

    [–] 23, just starting my career ghlong -1 points ago in financialindependence

    Alright everyone, I got a good deal on the car. I owe $24,000 and the value is $29,000. Its a 2019 Chevy Equinox Premier with 6,000 miles and in perfect condition. I want an incredibly safe and reliable car for future kids. Im not selling it

    [–] 23, just starting my career ghlong -2 points ago in financialindependence

    Its more of an investment for my soon to be wife and future kids. I'm not worried about the car its actually worth more now than what I bought it for

    [–] 23, just starting my career ghlong 0 points ago in financialindependence

    Keep in mind once my soon to be wife finishes PA school she will be making more money than me and we would only need to live off of mine

    [–] 23, just starting my career ghlong 1 points ago in financialindependence

    I will be an O-2 in around 3 months and my expenses will not change

    [–] 23, just starting my career ghlong 1 points ago in financialindependence

    I was wondering that. What should I invest in that makes it worth not paying it as fast as possible?

    [–] 23, just starting my career ghlong 0 points ago in financialindependence

    My Roth is set to max out every year and 10% of my pay still goes to traditional tsp. As well as a small mutual fund I have

    [–] 23, just starting my career ghlong 0 points ago in financialindependence

    I am about to start a family and we like to travel

    [–] 23, just starting my career ghlong 0 points ago in financialindependence

    Regardless that part is set in stone. Once I get my emergency account to $10k, I will be able to put $1250-$1500 a month towards paying it off