Please help contribute to the Reddit categorization project here

    redditsmart0

    + friends - friends
    5,825 link karma
    58 comment karma
    send message redditor for

    [–] Advice to a college student who lost $2500 on one stock today redditsmart0 1 points ago in investing

    You could have bought a used old Toyota with that money and go around the city with 2500$. A nice steakhouse dinner is 50$..for scale.

    Don't gamble with Penny stocks. Close the position, invest in index and at least save something for the quick burrito from Chipotle. Never gamble with what you can't afford to lose.

    [–] Finding an interesting place to eat redditsmart0 5 points ago in bayarea

    I think I'll pick Brazilian steakhouse. Thanks for the reply.

    I had been to Korean BBQ and it was fantastic. Ohgane in Oakland seems to be the best.

    [–] Please suggest if I have to make any changes to my portfolio? redditsmart0 1 points ago in personalfinance

    Thank you for the detailed reply. My objective is simple: I did not want to expose the investment to huge fluctuations, but still make whatever I can in the span of 2-3 years instead of putting it in lower yield of around 0.5% which I would get with something like lets say a CD.

    My picks for funds is based on this chart: https://imgur.com/a/4vrb8

    I used to have an advisor (ex-advisor) who had suggested the items in the chart. So I allocated based on that.

    [–] Roommate on lease gave a very short notice that he is vacating in next 4 days. What are my options? redditsmart0 1 points ago in personalfinance

    Thank you for this information. And yes both our names are on the lease agreement. I will check with legal advise and see what they recommend.

    [–] Roommate on lease gave a very short notice that he is vacating in next 4 days. What are my options? redditsmart0 1 points ago in personalfinance

    I went through the agreement and I could only find this statement:

    Resident shall pay to Landlord, in advance, as rent for the Premises, the sum of $xxxxx each month.

    We both are signed under residents.

    [–] Signing as a guarantor for my best friend. redditsmart0 1 points ago in personalfinance

    I ended up doing this. They needed additional fee to get me on board as a guarantor and I told him I'll just loan out as he is in a bit of cash crunch right now. That's a good suggestion thanks.

    [–] Signing as a guarantor for my best friend. redditsmart0 1 points ago in personalfinance

    Yea they gave him a rental car and a hotel stay for about a month. But he has to find the apartment by himself after that. I think that's how it went for another colleague of mine who moved here few years ago.

    [–] What are some cheap, easy to cook, healthy meals on a tight budget? redditsmart0 4 points ago in Frugal

    Tell you what. I love stirfry anything but I just didn't have enough knowledge of Chinese sauces to get that amazing flavor I get in restaurants. So I recently found black bean paste Lee Kum Ke brand, and my culinary skills took off like an Apollo rocket. Get that and veggies and eggs and rice. You're set for all tasty and healthy stuff.

    [–] What is a cheaper way of checking car battery? redditsmart0 1 points ago in Frugal

    Didn't bother with any of that. Just walked into AutoZone and got the test done and replaced battery :)

    [–] What is a cheaper way of checking car battery? redditsmart0 3 points ago in Frugal

    That's a great suggestion. I will check with local O'Reillys!

    [–] What is a cheaper way of checking car battery? redditsmart0 2 points ago in Frugal

    Ah ok I didn't know I could get them for less than 10$. I'll buy one in that case.