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    tinselpandora

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    [–] everyone meet Zuzu 💕 tinselpandora 10 points ago in IllegallySmolCats

    OMGOMG !!! my cats name is Azula (short form Zuzu cuz parents couldn’t pronounce Azula)

    [–] Would it be weird to wear formal clothes everywhere as a 16 year old? tinselpandora 1 points ago in Advice

    Nah do your thing! I used to work at a formal wear store during highschool and I (f) would often go to school in my full burgundy, coral, beige, black and grey suits all the time since I had to work after school. After awhile I would just start wearing them everyday even if it was my day off. People would ask me why I was overdressed and once I told them I was comfortable they would end it then and there. If you confidently wear your formal wear no one can tear you down! :)

    [–] Throwback to when my kitty used to give me pain tolerance lessons tinselpandora 2 points ago in aww

    Literally the entire time I’m like “ow..ouch..Jesus Christ ow...awwwwwww” totally worth

    [–] Should I consider getting a credit card for basic necessities even with student loan debt? tinselpandora 2 points ago in personalfinance

    Getting a credit card can either be your best friend or your worst enemy depending on how you use it. When I was an advisor I would always recommend using a credit card for necessities like groceries and utilities since some credit cards offer reward points or cash back whereas your debit (depending what bank) offers you nothing. Depending on your income I would suggest a card with an annual fee if you plan on using it a lot since the rewards you get back outweigh the annual fee (if you don’t plan on using it enough to get a lot of rewards I would suggest sticking to a zero annual fee card) Credit is not your enemy unless you make it so. Another benefit is it will help you build a strong credit score so if later on you wanna buy a house, car etc...you will have history with using credit wisely My suggestion would be to have a maximum amount that you can use before you stop. For ex once I have $1000 owing on my card I stop using it until I’ve paid off the statement balance since if I go over $1000 I KNOW it will be a struggle for me to pay it off completely. As long as you are aware of the dangers of overspending and treat your credit card like a debit card (as in you won’t spend money you don’t have) than your credit card will be your best friend.

    [–] She’s ready to throw hands at any given moment tinselpandora 1 points ago in aww

    Thanks!!! And oh anytime she’s most of my posts hahah

    [–] She’s ready to throw hands at any given moment tinselpandora 2 points ago in aww

    Lmaooo!! Ya I’m under the stairs! I’m under the upstairs staircase but at the top of the stairs to the basement (if that makes sense)